Our commercials · OON / OOF · Spot D
How do I get cheap healthcare?
The real answer
The No Surprises Act reaches job-based plans, individual plans and federal-employee plans, for plan years from January 1, 2022; Medicare, Medicaid and TRICARE have rules of their own. The protection covers an emergency at any ER, an out-of-network clinician at an in-network hospital or surgery center, and air ambulance.
Surprise billing: the law, state by state, and what you pay — on provern.org
One of the ads our agency made that we did not approve.
Advertised by a Third Party Advertiser. We are not affiliated. They advertise our prices. We contract the prices. The third party advertises and connects with you. We are not related.
The words on screen
- The ads our agency made that we did not approve. — Standard Healthcare
- THE PUBLIC GOOD: / REDUCING PATIENT ER COSTS
- it is simple: just go out of network
- OON.
- ooh, aah, OON!
- THE HOSPITAL IS IN NETWORK. THE DOCTOR IS YOUR PICK.
The spot, :30
- Announcer
- The public good: reducing patient ER costs. It is simple: just go out of network.
- The patient
- OON.
- The public
- ooh, aah, OON!
- The card
- OOF.
- Healthcare
- (the windows go dark, floor by floor, but one)
- Announcer
- Your plan already covers the emergency, and the hospital is almost always in network. The doctor who sees you is your pick: ask for the out-of-network one, and the law prices your share on a ceiling. Sign nothing.
- Cut to
- A stock photo, confusion. The card: ooh, OON! Go to provern. provern.org
The fine print, in full
Standard Healthcare is a parody. No real company is depicted. Job-based, individual and federal-employee plans, for plan years from January 1, 2022; Medicare, Medicaid and TRICARE have rules of their own. Air ambulance is covered; ground ambulance is outside the federal law. The No Surprises Act: in an emergency, at any ER, a hospital's or a freestanding one, in your network or not, your share is your in-network share, figured on the recognized amount, not on the doctor's bill (45 CFR 149.110). It counts toward your in-network deductible and out-of-pocket maximum. The doctor may not bill you the rest (45 CFR 149.410). After you are stabilized the protection runs through the visit until you sign a valid consent, and you don't have to.
JUST GO OUT OF NETWORK* *Job-based, individual and federal-employee plans. Medicare, Medicaid and TRICARE have rules of their own.
How every spot ends
- The transition
Photo: Ernie Branson for the National Cancer Institute, public domain, via Wikimedia Commons · credits - The relief ooh, OON!
- The closer Go to provern
