Hi there! Welcome to Standard Healthcare -- we're not just a health insurance company. We also insure your groceries, here is how it works...

See your plans How it works

Pick a plan (your employer already has)

Bronze Basket

The lowest monthly membership. You will make up the difference at the door.

Compare Bronze Basket

Silver Cart

A middle membership, a middle cover charge, and a middle amount to spend before we start paying.

Compare Silver Cart

Gold Pantry

Our highest monthly membership, for shoppers who would like to be surprised less often.

Compare Gold Pantry

Your plan is who you are

You do not choose your plan. It is assigned from who you are. Find out which doors open for you.

Our members

Don’t worry, because we don’t.

Photo: Bill Branson for the National Cancer Institute, public domain, via Wikimedia Commons

Forty hours a week

A full week at the desk, headset on, and the paperwork is hers too: our forms, her claim numbers, a reference number for every call to us. Her prices are ours. They are in a file she has never been sent. She is just smart enough to do the paperwork. We push the rest.
Photo: U.S. Navy photo by Photographer’s Mate 1st Class Michael W. Pendergrass, public domain, via Wikimedia Commons

Up since two

The baby’s fever broke at four. By nine she was at the register with the baby on her shoulder and the week’s groceries on the belt. The milk needs our permission, and the permission is six weeks out. She is managing. So are we.
Photo: Victor B. Scheffer, U.S. Fish and Wildlife Service, public domain, via Wikimedia Commons

Gone fishing

Thirty years of premiums, and at last the boat. Their plan is on hold until they are back on land, in network. There is a catch. He is holding it. Your 401(k)? We have that too. Coming soon.

Pushing patients like paper. It’s what we do.

Some of our members pay the dues. Others enjoy them.

Join Our Club

Your plan at a glance

Your cover charge A small amount you pay at the door, every visit, to walk in.
Your deductible The amount you spend before the plan pays. It starts over every year.
Your network The participating stores, chosen by your employer. Some are listed in your brochure only.

Shopping with confidence

Items are priced individually for you and your store. Prices are not shown at the register; ask, and the cashier may tell you, or wait 6 weeks or longer for your Explanation of Groceries.

We want every member to have the finest, freshest, most abundant milk there is. We do not own the store.

Federal law requires us to give you an estimate before you shop. Our estimate tool meets that requirement.

Read how it all works, or preview your Explanation of Groceries, which arrives six weeks after you shop.

First time buying groceries? Here is how.

How it works

A supermarket aisle under fluorescent light, a shopper bent over a basket, the freezer on the right. — Photo: Richard001, public domain, via Wikimedia Commons · credits

We set the price of groceries at every store in your network, and we show it at none of them. A store outside the network never agreed to our prices, so we pay it the least.

Paying a store the least makes your share the smallest. We noticed this some time ago. It is not in the brochure.

Out of network, in our own words